Money, Credit, and the Law – Know Your Rights
(Originally posted on Caveat Emptor)
That’s the title of a valuable new video narrated by Professor Richard Alderman, director of the Center for Consumer Law at the University of Houston Law Center.
The video, consisting of easily digestible short chapters, provides help managing personal finances, dealing with credit problems and debt collectors, responding when sued by a creditor, seeking credit counseling, or exploring the option of bankruptcy. The video can be viewed online or a DVD can be requested directly from Professor Alderman, also known as “The People’s Lawyer,” by writing to alderman@uh.edu. If you visit the website, you’ll also find a range of helpful resources and links on consumer law, debt collection, and related topics.
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Americans for Fairness in Lending 
A bank is harassing me to pay a credit card debt from 2 yrs ago I don’t recall having.
I requested a copy of the original agreement with my signature (supposedly) on it.
(*) They replied they can’t find one.
MY QUESTION IS:
Where can I find a Federal or state code that says a debt claimant (bank) must produce a copy of the original contract signed by both parties to validate the debt?
Is it in:
Uniform commercial Code ?
Fede. laws ?
State codes ?
thank you for the help, Josh